We Help You Navigate Each Stage of Life
At Navigen Wealth Management, our team has the experience to provide financial guidance specific to your stage of life. We refer to this process as Life Stage Financial Planning. The dynamics of life are ever-changing, and our financial planning process will change with you. Let us know your hopes and dreams for now and in the future, and we'll map out the best navigation path for your generation and individual needs.
We can help with navigation of these generational topics, in addition to your unique financial circumstances:
Your Partner for Each Stage of Life
Ages 25-40
Ages 41-55
Ages 56-65
Ages 66+
Ages 25-40
Balancing raising a family and saving for the future
Determining how much to put aside for an emergency fund
Deciding what retirement accounts to participate in
Thinking about saving for college for your children
Choosing how much to save to reach your financial goals
Picking the investment choices appropriate for you and your future plans
Considering how to manage and pay down debt
Figuring out how to protect your family if something happens to you
Generating retirement cash flow analysis periodically to stay on course
Adjusting the plan for your life changes
Ages 41-55
Implementing a detailed financial plan to map out your short-term, mid-term, and long-term goals
Making sure you are in the proper retirement and investment accounts to meet your future dreams
Ensuring you are saving enough to retire or transition to a different career when you choose to do so
Reviewing your company benefits to make sure you are fully taking advantage what your employer has to offer
Putting in place an investment plan appropriate for you and your future plans
Starting a debt pay-down or pay-off plan
Assisting you in the analysis of purchasing a vacation or retirement property
Supporting you with a plan to protect your family and assets if something happens to you
Generating retirement cash flow analysis periodically to stay on course
Adjusting the plan for your life changes
Ages 56-65
Defining the optimal return needed to reach and maintain retirement goals
Implementing a detailed financial plan to help you achieve your life goals
Coordinating your retirement and investment accounts to ensure sustainability in retirement
Putting in place an investment strategy appropriate for your comfort level with risk
Coordinating your company benefits to ensure you are taking full advantage of all your employer has to offer
Starting a debt management plan to pay down or pay off outstanding financial obligations
Assisting you with the challenges of finding health care if retiring prior to 65
Helping you understand what to expect with Medicare as you get closer to 65
Mapping out the proper timing of when to take social security in the future
Preparing for the timing of withdrawals from your investments and retirement accounts to meet retirement cash flow needs
Understanding the impact of inflation on retirement purchasing power
Supporting you with making sure your family and assets are protected if something happens to you
Generating retirement cash flow analysis periodically to help with staying on course
Adjusting the plan for your life changes
Ages 66+
Preparing a portfolio sustainability analysis to make sure you do not run out of money in retirement
Assisting you with the timing of taking social security if you haven't already done so
Making sure you are taking full advantage of your company benefits if you are still working
Ensuring sure your investment risk is appropriate for your current stage in life
Implementing a coordinated withdrawal strategy from your investment and retirement accounts to meet your cash flow needs
Understanding the impact of inflation on retirement purchasing power
Putting in place a plan to protect your family if something happens to you
Mapping out the succession of your wealth to the next generation
Generating retirement cash flow analysis periodically to stay on course
Adjusting the plan for your life changes
Let's Talk
To discuss how we can help you navigate through each stage of life